Job Details

Overview

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Southern Bancorp is a different kind of bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals.

Who We Are

Southern Bancorp is a different kind of bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals.

Job Summary

Work in SBCP's Asset Development Department to provide comprehensive financial counseling, coaching, and education with a focus on consumer goals of increased savings, decreased debt, improved credit, and access to capital/credit. The financial counselor will assist in recruiting for and the facilitation of all SBCP's Wealth Building programs. The financial counselor is a highly skilled financial services professional with national certification in complex financial counseling and is the crux of all of SBCP's wealth building products and services.

Key Responsibilities

• Provides one-on-one financial counseling to customers that facilitates the identification and achievement of financial goals using both in-person on digital tools.
• Provides all customers prompt, efficient and friendly service, with an emphasis on problem-solving and solution-building
• Analyzes and assesses current financial conditions of consumer customers and builds outcomes-based action plans for customers and third-parties to achieve the customer's identified financial goals.
• Maintains significant product knowledge for both SBB and SBCP financial products.
• Assists customers in accessing SBCP and SBB financial products to further his or her identified financial goals.
• Provides group learnings online and in-person in areas of financial skills that empower customers to make positive financial decision.
• Builds relationships with the community to ensure that SBCP is positioned in the market to attract targeted customers for SBCP services.
• Develop new clients and partners through active community outreach to build awareness for SBCP'S lending products and financial development services
• Employs business development techniques to build a customer base for asset development services as well as lending products.
• Effectively executes a reciprocal referral network with SBCP and SBB lenders.
• Effectively uses digital platforms to collect and track data, key performance indicators, and report metrics for strategic decision-making
• Assist with and/or produce accurate grant and certifier reporting as needed.
• Completes all required training and continuing education for certifications
• Performs other related duties as required or assigned, including assisting with wealth building programs

Requirements

• Bachelor's degree or equivalent with a minimum five years of experience in credit or financial counselor role or related field.
• HUD housing counselor certification required. Employees must obtain certification within six months of hire
• Must have Accredited Financial Counseling certification through Association for Financial Counseling and Planning Education or begin coursework for certification within sixty days of start date
• Ability to prioritize workload to meet deadlines and work independently.
• Requires great attention to detail, ability to recall and good organizational skills
• Strong oral and written communication skills
• High degree of analytical ability
• Strong customer relations skills
• Ability to anticipate problems and use sound judgment, resourcefulness to resolve
• Must have the ability to travel within markets and must possess and maintain a valid driver's license and a vehicle with appropriate insurance coverage
• Strong computer skills including proficiency in Microsoft Office suite, project management digital tools, and CRM systems
• Ability to speak fluently in English and Spanish

Physical/Sensory Requirements

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

What we offer our employees

A positive impact on Your Future:

• 401(k)/Roth plan with immediate eligibility and employer match up to 6%
• Employee stock ownership plan
• Discounted rate on primary home mortgage
• Credit and housing counseling as well as free financial education tools available to customers and employees

Benefits to improve your health:

• No deductible medical insurance plan
• Dental and vision insurance
• Employer paid life and long-term disability insurance
• Flexible Spending Accounts

The opportunity to nurture your well-being:

• Paid holidays and paid time off
• Bonus plan
• Opportunity for merit raises
• Employee reward and recognition programs
• Community service opportunities

Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance and Sales

Industries

• Banking

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